Insurance: Krna Itna Easy Nhi Hai

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Sabse pahle mai aap ko bata du india mai insurance mai koi help krega to wo sirf aur sirf irda (insurance regulatory and development authority of india). IRDA ke bade mai details se mai aap ko bataunga ye kya aur kaise aap ko help kar sakta hai. Ye blog banane ka purpose tha logo ko samjhana policy/ bima / insurance hota kya h kyon ki humne bahut sare logo ko dekha insurance le rakhe h but unhe ye pta nhi hota inka kb aur kaise use krna hai. Insurance agent or broker bechkar chala jata hai but jab hm bad mai bond paper padhte h to kuchh samjh mai nhi aata chahe hindi m likhi ho ya english. Hindi m padho to itne hard hindi likhe the ke unka word samajhne mein mahino lag jate hai. Usi tarah english mai bhi problem aati unki likhi technical word. Isley hum is ke through aap sabhi ko simple mai bataunga kaun se word kya hota h, insurance/ bima/ policy ke kya profit or loss h. Hum aapko batayegai market mai kitne legal insurance company h, kaha claim krna h , kaise easly ap apna claim le skte h , kya kya apke insurance m include h kya kya nahi sab kuch ek ek kar ke btaunga .

Insurance kya hota h aur kaha ye profit deta h

Insurance ka simple mtlb hota hai aapko kisi bhi financial loss se bachana chahe ho wo apka big loss ya small ho . Aur insurance ka directly connection h uncertain loss se. Mtlb kisi v uncertain loss se. Insurance kabhi bhi profitable nhi hota jab ap wrong information pe insurance lete h or koi preplanned loss show krne pe.

kya Jaruri h ek Policy / Bima/ Insurance lene se:-

Insurer  : – jisse se ap policy/insurance/bima lete h us insurance company ko insurer khte h.

Insured(Policyholder)  : – koi personal ya koi entity jiske liye ap policy lete h usse insured kahte. jaise apne liye liye, kisi car, bike or home etc.

Insurance Policy  : – policy document (bound paper/ contract paper) is paper complete rule ,regulation ,term and condition likhe rhte h.

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